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Reviews | Payment Methods | Process Flow | FAQs


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^Relative to total premiums paid

*Terms and conditions apply
*Updated 28 Jul 2021

Yrly Cash-back!



Next premium

29 Aug 2021

$155.69 Monthly

7 Years 4 Months

Cash-back / Cash-out

Yearly $1,050

29 Dec 2028 $23,782

3.8% proj. compound interest


Reviews #1

Chris Tan, client of PolicyWoke

I got to know about traded endowment policies as a form of high interest savings and came across PolicyWoke Pte Ltd. Sent them a message a Facebook and they responded to me immediately to arrange for an online meeting to clear my doubts.

I saw how resale endowment policies could give me much higher interest as compared to SSB, fixed deposits and regular bank account rates. What I like about them is their transparency - the actual benefit illustration table from the insurance company is published on their website and this gives you a 100% clear idea of what you are really buying. Most websites I have visited don’t include the actual illustration at all. If I had any doubts, they were reachable almost immediately via WhatsApp. They don’t sugarcoat things and really take time to answer all my questions and there is no hard selling.

Their expertise and explanation helped me decide to get a policy from them that meets my needs. The entire transaction was completed within 4 working days. I highly recommend them! Feel free to ask me any questions about my experience



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If you decide to buy-over a resale savings plan, the following is the basic procedural flow in steps:

  1. Click on the PolicyWoke Assignment-out Form for you to read and decide if you agree to the terms.

  2. If you agree to the terms stated in the PolicyWoke Assignment-out Form, text us your email address, full name and home address so that we can prepare and email you an invoice for you to make payment to our business bank account.

  3. Once we have received payment, we will schedule and book an appointment with the insurer to meet at their customer service centre.

  4. On appointment day outside the customer service centre, we will show you the hard-copy of the same PolicyWoke Assignment-out Form for you to confirm that the terms are the same as the soft-copy one.

  5. After confirmation in step 4), we will proceed to enter the customer service centre to do the absolute assignment of the policy.

  6. After the absolute assignment of the policy, we will complete and sign off the PolicyWoke Assignment-out Form. We will also give you a copy of the completed PolicyWoke Assignment-out Form.



Q1: As a new owner and a new beneficiary of a resale savings plan (RSP), what happens when the life assured passes on while my policy is still in-force?

A1: If the life assured’s passing were then reported to the insurer, the insurer will contact you to collect the death benefit pay-out and the RSP will be terminated. Otherwise, your RSP will continue to be in-force as though the life assured is still alive.

Q2: As a new owner and a new beneficiary of a RSP, what happens when I pass on while my policy is still in-force?

A2: Your RSP will go to the Estate. Please seek advice from an estate planner on including your RSP in a Will.

Q3: Who can buy RSPs?

A3: Any individual or entity of the following conditions can buy RSPs, subjected to insurance companies' compliance checks:

  • At least age 21

  • NOT an undischarged bankrupt

  • NOT a politically-exposed individual

Q4: Any additional fees payable for buying RSPs?

A4: No hidden fees for buying from us. The prices you see on our website is what you will be paying for. However, if you were to choose a foreign currency or cryptocurrency to pay, there may be fees imposed by online remittance platforms and crypto wallets respectively.

Q5: Can I seek your advice on which RSP to buy?

A5: As we are not financial advisors, we are unable to advice on which one to buy. The decision is entirely yours on buying.

Q6: What is the denominated currency for RSPs?

A6: RSPs are denominated in Singapore Dollars (SGD).

Q7: I am unable to make single payment per invoice for buying RSPs due to transaction limits.

A7: As of 29 Sep 2020, you can make single payment of up to $200,000 via PayNow Corporate and/or FAST. You may need to change your account settings to increase the transaction limit.